CONVENTIONAL LOANS

Conventional loans are a great option for borrowers who are not eligible for SBA loans or require unique financing.

Why choose a conventional loan?

These types of loans differ by bank, industry and state
Loan-to-Value (LTV): 70% is the highest based on the real estate value
Higher down payments associated with conventional loans
Requires historical cashflow and cannot be a projection-based deal
Debt Coverage needed often 1.25x and above
Typically requires real estate to be involved in the loan
Can be used for investment properties or owner operated
Most property types are eligible as long as there is a real estate component as part of the loan request. Click here to view examples.